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ValuCrest Finance Ops

Your numbers are already in your books. They are just not where you can use them.

Most owner-managed businesses run on instinct and a bank balance — not because the information is missing, but because nobody has time to assemble it. ValuCrest reads your Xero ledger and reports what it finds.

Aged receivables

As at today · read from your ledger
Current
248 190
< 1 Month
96 480
1 Month
41 205
2 Months
18 640
3 Months
27 900
Older
62 315
Total outstanding R 494 730

R 90 215 is more than three months old — eighteen per cent of the book, sitting with four customers. That is the number worth acting on this week, and it is the one a bank balance never shows you.

Read-only by design. ValuCrest sees your invoices, bills, payments and bank balances. It cannot change a record, move money or pay a supplier — the access it asks Xero for grants no such permission.

The problem

Finance gets harder long before businesses realise they need better systems.

Processes that worked at ten people quietly stop working at fifty. The numbers still get produced, but they arrive late, need manual rework, and no longer answer the questions management is actually asking.

ValuCrest creates the operating systems that bring these processes under control.

  • Cash visibility is unclear beyond the current bank balance
  • Debtors are chased inconsistently, and only when someone remembers
  • Month-end takes too long, and the timetable slips every month
  • Management reporting is rebuilt by hand each period
  • Finance controls are informal and depend on who is available
  • Critical processes live in spreadsheets and in people’s heads
Who builds this

Built by an accountant who kept finding the same gap.

The numbers an owner needs are almost always already in the books. They are rarely visible in a form anyone can act on. So good operators end up running the business on instinct and a bank balance, which works until the month it does not.

ValuCrest closes that gap. It reads what your ledger already holds and turns it into a clear view of where the money is, what is coming, and what needs attention this week.

Blake Flanegan

ACMA · CGMA

Chartered Management Accountant. Financial reporting, forecasting and CFO-level advisory for owner-managed businesses and startups.

The framework

Six areas that determine whether finance is under control.

These six areas are what ValuCrest scores, and each one is calculated from figures already in your ledger. The method behind every number is shown in the application.

20% of score

Cash

  • Cash position
  • 13-week forecasting
  • Liquidity
  • Runway
20% of score

Receivables

  • Debtor ageing
  • Collections
  • DSO
  • Customer concentration
15% of score

Payables

  • Supplier obligations
  • Payment planning
  • Approval workflow
  • Working capital
20% of score

Reconciliation

  • Bank reconciliations
  • Unreconciled items
  • Financial hygiene
  • Ledger accuracy
10% of score

Controls

  • Delegated authority
  • Spend controls
  • Vendor approval
  • Audit trail
15% of score

Close & Reporting

  • Month-end timetable
  • Management accounts
  • Variance analysis
  • Board reporting
Pricing

One price, per Xero organisation.

No user tiers to count and no feature held back — everyone in your finance function can have an account. Start with a 14-day trial; nothing is charged until it ends.

Insights

Notes from inside the finance function.

All insights

Publish your first Insights article and it will appear here.

Get started

Know what needs attention in your finance operation.

Assess cash visibility, receivables, payables, close, controls and reporting, and identify where finance processes need strengthening.